World

World

Territory covered: all countries except Canada, the USA, Japan, New Zeland, and Australia.


Econom Standard Maximum Active tourism
Medical Expenses. Program A $ 50 000 $ 50 000 $ 50 000 $ 50 000
1. Emergency medical care — justified first medical aid measures for the Insured (Policyholder), who is in critical medical condition that threatens the life and health of the Insured (Policyholder). 100% 100% 100% 100%
2. Emergency dental treatment — dental services provided to the Insured (Policyholder) for medical reasons within the defoned limits of liability:



- in the event of acute dental pain requiring emergency dental care; $ 150 $ 150 $ 150 $ 150
- as a result of an accident that requires emergency dental care. $ 300 $ 300 $ 300 $ 300
3. Emergency pregnancy aid provided to the Insured (Policyholder) for medical reasons in the event of threat to life and health of the Insured (Policyholder), before the 28 (twenty eighth) week of pregnancy. 100% 100% 100% 100%
4. Transportation* of the Insured (Policyholder) in case of clinical necessity caused by the medical state to the nearest hospital or to the doctor, located in close proximity: 100% 100% 100% 100%
- by ambulance or other vehicle;



- by means of air ambulance with necessary medical support.



5. Repatriation of the Insured (Policyholder) with the necessary medical support (if such support is designated by the doctor and agreed with the Assistance company) from the location of the person abroad to his/her place of permanent residence.** 100% 100% 100% 100%
6. Repatriation of human remains of the Insured (Policyholder) in the event of death due to an accident or sudden illness, to his place of residence or burial (cremation) of the body of the Insured (Policyholder) in a place outside the country (place) of residence of the Insured (Policyholder). All activities aimed at providing these services are organized exclusively by the Assistance company, in consultation with the Insurer.*** 100% 100% 100% 100%
Accident insurance. Program A
UAH 20 000 UAH 20 000 UAH 20 000
7. In case of recognition of accident as insurance event, the insurance compensation is paid to the Insurant in the following amounts:



- trauma or other bodily injury;
according to the "table of Sizes of insurance benefits in the event of traumatic or other bodily injury of the Insured person" contained in Annex 2 to Rule 2
- death of the Insured (Policyholder). 100% 100% 100% 100%
Financial risks during trips abroad. Program A
$ 800 $ 800 $ 800
8. The insurance event is the actual occurrence during the term of this Agreement of the events mentioned below resulting in the direct loss or missed profits of the Insured (Policyholder):



- flight delay or cancellation for more than four (4) hours;
equivalent of $ 10 (ten) for each full hour of delay, total limit: $ 150
- delayed baggage delivery for more than four (4) hours beyond standard time of waiting for baggage arrival in the airport;
equivalent of $ 10 (ten) for each full hour of delay, total limit: $ 150
- baggage loss, damage or destruction during the period when the airline was responsible for the carriage of baggage;
equivalent of $ 20 (twenty) for each kilogram of lost baggage, total limit: $ 300
- loss or theft of the following documents of the Insured (Policyholder) in the place of temporary stay:
  • passport;
  • travel document;
  • banking card;
  • driving license, certificate of registration of a vehicle owned by the Insured (Policyholder) on property rights, full economic ownership, operational control or on other legal grounds (lease agreement, orders, etc.).

actual amount (proved by documents) of expenses incurred to obtain temporary documents, total limit: $ 200
Additional medical insurance. Program A

UAH 10 000
Insured event is recognized in case of occurrence of health disorder of the Insured (Policyholder) due to sudden illness or accident, for which the Insured (Policyholder) was treated during his/her stay abroad and which required further treatment after the trip is over and return to the place of permanent residence:



- out-patient treatment;


40 %

- in-patient treatment.


100 %

Trip cancellation insurance. Program A

$ 500
Loss incurred by the Insured (Policyholder) due to trip cancellation as a result of the following events:
  • sudden illness, accident or death of the Insured (Policyholder);
  • sudden illness, accident or death of a close relative of the Insured (Policyholder).


actual amount (proved by documents) of expenses within the total limit

*in case of carriage in medical transportation means other than emergency ambulance — limit: $ 50.

**Decision on necessity and possibility of repatriation, as well as selection of transportation means and route is made by the Insurer and agreed with Assistance company, healthcare facility and doctor attending the Insured (Policyholder).

***Final destination of repatriation is defined and agreed by the parties of this Agreement. This may be an airport in the country of permanent residence where the coffin with body of the deceased arrives or a customs clearance office in the country of permanent residence, closest to its border.

"Active tourism" package

This package covers risks of amateur and professional sports activities during the trip abroad.

All other insurance terms in the "Active tourism" package are the same as in the "Standard" package (covered territory, compensation limits, range of services, and additional options).

Sports included into "Active tourism" package:

  • badminton
  • ice boating
  • rhythmic gymnastics
  • orienteering
  • gorodki (skittles)
  • radiosport
  • sailing
  • tennis
  • croquet
  • golf
  • swimming (except scuba diving,
    skin diving, and high-board diving)
  • squash
  • artistic gymnastics
  • basketball
  • volleyball
  • handball
  • acrobatics
  • trampoline tumbling
  • cycling (track, road)
  • water skiing
  • rowing
  • athletics
  • gliding
  • baseball
  • water polo
  • Nordic Combined
  • fire-technical sports
  • high-board diving
  • shooting
  • fencing
  • figure skating
  • skiing on straight distances (biathlon)
  •  skiing
  • snowboarding
  • speed skating
  • surfing
  • mountain hiking
  • luge
  • hockey (all kinds)
  • short track speed skating
  • bobsleigh
  • weight lifting
  • boxing
  • horse riding
  • karate
  • rugby
  • rafting
  • multiathlon
  • modern pentathlon
  • football (soccer)
  • American football
  • rugby
  • ski jumping
  • auto-moto sport
  • martial arts (combative sports).