Standard – Europe

Standard – Europe

Territory covered by Standard – Europe package: Europe, including Algeria, Egypt, Israel, Canary Islands, Morocco, Tunisia, and Turkey.

Type of insurance Insurance program Insurance sum Period of insurance*
Medical expenses А € 30 000 From 3 to 366 days
Accident   € 3 000 From 3 to 366 days
Baggage   € 500 From 3 to 366 days

* The maximum period of continuous insurance is 365 days.

Medical insurance

Program А Limits
1. First (emergency) aid in place of event. 100%
2. Medical service and out-patient treatment. 100%
3 . In-patient treatment. 100%
4. Payment of the cost of COVID-19 rapid testing, COVID-19 laboratory tests, prescribed by the doctor in the presence of signs of the disease, as evidenced by the relevant medical report, as well as outpatient and inpatient treatment of the Insured person COVID-19. 100%
5. Payment for medicines used for emergency medical treatment or compensation of expenses in the event of self-purchase of medicines prescribed by the doctord. 100%
6. Urgent dental health service. 1%
7. Payment for land transportation of the injured Insured person to the medical establishment in cases when the Insured person is unable to move by him/herself. 100%
8. Payment for in-patient treatment of the Insured in hospital during up to 15 days after the expiration of the Insurance Contract. 100%
9. Transportation and medical accompaniment of the Insured person, which is on in-patient care, from abroad to the place of permanent residence. 100%
10. Transportation of the body (repatriation) of the Insured person to the customs border of the country of permanent residence. 100%
11. Payment for burial of the Insured person in a country of place of death. 10%
12. Compensation for expenditures for telephone contact with the Insurer in order to inform about the insured accident. up to 100 EUR/USD

Accident insurance


Limits
13. Temporary disability. 30%
14. Disability due to accident:
  • Group III
  • Group II
  • Group I

  • 60%
  • 75%
  • 100%
15. Death due to accident. 100%

Baggage insurance

Limits / Deductible, (in % of the amount of damage) - 10%
16. Reimbursement for expenses caused by loss, destruction or partial damage of the insured luggage. 100%
17. Reimbursement for the expenses connected with reissuance of the lost documents necessary for return to the country of permanent residence. 10%
18. Reimbursement for the expenses connected with reissuance of the lost documents necessary for return to the country of permanent residence. Reasonable costs